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Alfonso | Conrad

Helping teachers make sense of State Retirement Systems, 403(b), and 457(b) — with clarity you can trust.

Your career is dedicated to students. Our work is dedicated to you.

As a Teacher do I need a 403(b) or 457 if I already have a pension?

For most California teachers, yes—supplemental savings are essential, because CalSTRS alone rarely replaces enough income to maintain your lifestyle in retirement.

How do I know if I'm on track for retirement?

You’re on track when your CalSTRS pension + your personal savings together replace enough of your income to maintain your lifestyle. The key is knowing your numbers early and adjusting as you go.

How does STRS actually work for my retirement?

STRS (State Teachers Retirement System) is your lifetime pension, and it’s calculated using a simple formula based on your years of service, your age at retirement, and your final compensation. The more years you teach and the later you retire, the higher your pension.

... no copy here ...

One-size-fits-all financial blueprints? Not here.

Your goals are our goals. Regardless of your age or background, we believe people can live better lives with smart financial education and knowledge. We work closely with clients to match strategy to individual needs for every walk of life.

Who We Are

Retirement

Get a plan, and stick to it!

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Working Professionals

Make your money work for you

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Educators

Teachers deserve better than sales pitches. Get real, transparent guidance on CalSTRS and your 403(b)/457(b).

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How can we help?

We understand that not everyone’s financial situation looks the same. That’s why we offer a complimentary introductory call to see how we can help you meet your goals. A short call is all you need to get started.

Schedule a Call

As Simple As 1, 2, 3

STEP

1

Let’s get to know each other

The more we know about you, your finances, and your goals, the better we can help.

STEP

2

Let’s make a plan

We’ll provide an amazing experience and a financial strategy that works with your lifestyle.

STEP

3

Let’s stick to the plan

Life is always changing, and so are you. We’ll be by your side through every twist and turn.

Let’s talk.

We’d love to learn more about you and your financial goals. Our form is the best way to schedule a complimentary introductory call.

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